An Industrial Special Risks policy is typically the broadest and the most flexible property policy available and is recommended for commercial clients with multiple locations, larger insurable values, and multiple occupations.  Whilst it is ideal for medium to larger organisations, ISR insurance can be suitable for smaller companies with higher assets. ISR allows you to combine individual sections of cover (fire and perils, consequential loss, theft, money, and glass) under one policy. Each policy will be different based on your business requirements and scope. Contact Driessen to check that your insurance cover is what your business requires.

Note:

• Additional property policies such as Machinery Breakdown, Marine Transit, Electronic Equipment, Motor, Aviation/Marine-Hull or Fine Arts, to name a few, are often required to supplement an ISR policy.

Who needs it

• Commercial clients that have high value physical assets including property, building, materials and machinery.

Covers that are typically included

• Loss and/or damage to buildings, plant and machinery, contents, stock, raw materials, unregistered vehicles and the property of Directors and employees

• Loss of profits, revenue or rentals and/or increased expenses caused by damage to insured property

• Loss of profits, revenue or rentals and/or increased expenses caused by contingent damage to property at the premises of suppliers, customers and utilities

• Burglary, theft of money and employee dishonesty

• Accidental damage and glass breakage